OMNIA Nexus
insurance core · ai-first · tt group
← OMNIA The evidence ↗
OMNIA Nexus · AI-first insurance core

The core at the center. The intelligence, in orbit.

At the center, OMNIA Nexus holds the truth of your insurance operation. Around it, OMNIA's AI and a mesh of services turn on an event ring, and every capability is ready for an agent to operate, without skipping a control.

01, The thesis

The core holds the truth. The work, AI, risk, notifications, compliance, is done by services that turn around it and only write to the center. One fact, many reactions.

02, The event ring

A fact happens once.
The ring makes it matter everywhere.

When the core records a fact, a policy issued, a claim opened, it communicates in real time with the AI and the rest of the platform. Nothing gets lost, nothing gets duplicated, and any fact can be replayed for audit. Adding a new reaction doesn't touch the core; if a satellite fails, the core keeps running.

PolicyIssued the journey of an event
01 · Truth

The truth gets recorded

The core stores the fact safely along with the data. Nothing gets lost, everything stays ready to be replayed.

02 · Delivery

It's communicated in real time

The platform finds out instantly, with no waiting on batch jobs or overnight windows.

03 · No duplicates

Each event, once

The same event is never processed twice, even if delivery is retried. Nothing fires in duplicate.

04 · Reaction

Everyone reacts

OMNIA analyzes the risk
Hub notifies the contact
Compliance is recalculated
BPM orchestrates the process

Two contracts that never mix

Facts and master data travel on different lanes, each with its own semantics. They never contaminate each other.

Domain events

What already happened

"X happened." They notify a fact that already occurred, irreversible, with its timestamp.

guarantee
no fact is lost or processed twice
scope
each satellite reacts only to what it cares about
PolicyIssuedClaimOpenedPolicyCancelledNonPayment
Master data

Replica to compute

"To resolve and compute." Mirrors the state of an entity so the satellite can compute on it.

order
always consistent, never out of sequence
direction
one-way · NEXUS is the source
customersitecontactpolicy
One piece of data,
one source.

One-way replication: NEXUS captures the data and owns it. Satellites compute on the copy and return their results as a projection, a compliance verdict, a fraud score, an enrichment, that never overwrites the source. Each piece, one job; each piece of data, a single owner.

The stack, each piece with a role

They coexist without competing. None does another's job.

01
Real-time delivery

Delivers each fact to whoever is subscribed, the moment it happens.

02
No duplicates · coordination

Prevents the same fact from being processed twice and coordinates work across services.

03
Replayable source of truth

Reliable state and the record of every fact, ready to audit or replay.

04
Memory for AI

Semantic search and retrievable context for agents and OMNIA.

The satellites

The core doesn't know who's listening. Each satellite owns its job and consumes what it needs.

OMNIAAI

Underwriting copilot, assisted FNOL and fraud detection. Reacts to events and returns suggestions, never decides on its own.

consumes ← eventsreturns → suggestion / score
Notifications HubDelivery

Multichannel delivery, email, WhatsApp, SMS, certified mail, to the right contact at each site. The core doesn't dictate recipient or template: the Hub resolves it.

consumes ← events + master dataresolves → channel + recipient
WorkspaceCRM · Compliance

CRM and risk/compliance analysis. Computes on the replica, same customer identity, and returns verdicts to NEXUS.

consumes ← master datareturns → risk verdict

Autonomous by design: the ring moves on its own, in real time, without manual intervention.

03, Ready for agents

AI suggests.
The human decides.

NEXUS exposes every capability as a governed capability that any agent can discover and use. But an agent goes through the same controls as a person: it cannot bypass appetite, limits, or authorizations.

An agent tries to issue outside appetite

And the core stops it, just like a human

01The agent requests to issue a policy.
02The core evaluates appetite and technical controls.
✕Outside policy → REFERRED to an underwriter. It doesn't issue, and it's logged for audit.
✓The human approves → policy becomes ACTIVE and posted to accounting.
SearchQuoteAppetiteReceivablesIssuance
04, Goodbye to technical debt

Eliminates the technical debt of old legacy systems.

Old cores don't age well: they pile up years of patches, chart of accounts that exploded, business logic buried in custom code, and technology from another era. OMNIA Nexus was built to eliminate that debt, not inherit it.

Legacy system
exploded chart of accounts, logic buried in code, desktop from another generation, rigid to every change
→
OMNIA Nexus
metadata-driven, configurable, web and cloud-native, auditable from the source
Account × partyexploded chart

The exploded chart of accounts

Legacy cores create a separate accounting entry for every combination of role and party: the chart grows out of control, and the balance per customer means maintaining thousands of accounts instead of aggregating them. OMNIA Nexus treats the party as an analytical dimension, not an account.

Logic in codeburied business

Buried business logic

The journal entry, the rate, or the underwriting rule live buried in custom procedures nobody dares touch. OMNIA Nexus turns them into configurable templates and rules from a screen: the business decides, not a developer.

Desktoplegacy stack

Technology from another generation

Desktop forms, legacy packages, and licenses tied to infrastructure that fewer and fewer people know how to operate. OMNIA Nexus runs on the web, in the cloud, on open standards.

Projectproduct rigidity

Product rigidity

In a legacy core, a new product touches schema and forms: every commercial change becomes a project. OMNIA Nexus is metadata-driven and audits every change: a new product is configuration, not a project.

This is how the debt gets eliminated, no excuses
Metadata
product and rules are configured, not coded
Configurable
a commercial change takes hours, not a project
Web / Cloud
no desktop terminals or tied licenses
Auditable
every change and every entry keeps its history
05, What it does

The entire insurance cycle.
In one place.

C-01

Issuance & appetite

Multi-line with bulk upload; rules that accept, refer, or reject each risk at issuance.

C-02

Policies & endorsements

Transactions with exact proration and full traceability of every change.

C-03

Rating

Pricing by coverage, configurable per product, without touching code.

C-04

Claims end to end

FNOL, case file, valuation, payment, and recovery, with body maps and sketches.

C-05

Reinsurance

Proportional, facultative, and fronting: automatic cession and recovery.

C-06

Accounting true to source

Every transaction posts to accounting on its own. Electronic invoicing included.

C-07

Receivables & collections

Due dates, aging, and collection rules that work on their own.

C-08

Customer multi-site

Customer → sites → owners by role and channel. The risk stays at its site.

C-09

Reserves & commissions

PND · RSIN · IBNR and commissions from accrual to payment, in their run.

C-10

IFRS 17 & multi-ledger

Every technical fact is posted at the same time to several ledgers in parallel, local, IFRS, and whatever else is needed, without double entry or manual reconciliations.

1 fact,
N ledgers.

The same technical fact is posted at the same time to the local ledger and the IFRS 17 ledger, and to any other ledger the operation needs, without double entry or manual reconciliation between systems. One source, several ledgers, always in parallel.

06, Why OMNIA

To change fast, respond to the regulator, and work alongside AI.

Configurable, not coded

A new product or rule is days of configuration, not a months-long project.

Governance by design

People and agents use the same capabilities and go through the same controls. AI never decides on its own.

Accounting that reflects itself

The technical layer is the only source of the amount; accounting reflects it 1:1, automatically.

Reacts in real time

Facts trigger processes instantly, the ring runs on its own, with no midnight batch jobs.

Auditable from the source

Every change and every AI action keeps its history. Demonstrable compliance.

Open and cloud-native

Modern technology: no tied licenses or desktop terminals.

A core that stops getting in the way and starts to enable.

OMNIA Nexus is TT Group's insurance core: modern and configurable, end to end, event-orchestrated, and ready for AI agents.

IssuanceAppetiteClaims ReinsuranceAccountingReceivables Multi-siteGoverned AIReal time IFRS 17Multi-ledger
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